FAQs
Frequently asked questions
What are the steps to get an open credit?
Here are the steps to get a personal credit:
1. Fill out and send the form
2. Bank verification
3. If your request is approved, complete your application
4. Get your deposit
Can I get a financing solution?
Here are our eligibility requirements:
1. Be 18 years or older.
2. Live in Quebec
3. Have a stable job for at least 3 months.
4. Have a paycheck deposit in a Canadian bank account.
5. Not being in bankruptcy
6. Have an income of at least $1500 per month.
Admissible income types :
– Salaried
– Parental Insurance Plan (All Canadian province)
– Specific solidarity allocation invalidity (All Canadian province)
– Specific solidarity allocation Salary (All Canadian province)
– Various annuities (All Canadian province)
– Self-employed (All Canadian province)
How to ask for an open credit?
Very easy! Simply fill out the form and submit it.
What happens once I’ve submitted my request?
When you send in a request (fill the form and do the bank verification), you will get a confirmation. One of our agents will then validate the information you sent in to determine the amount of money we can open credit you. You will receive an answer from us to confirm your status. If your situation meets the requirements, your funds will be deposited in your account.
Are you ready to apply for an open credit? Click HERE
How long will it take to get the money in my account?
Usually, the funds will be deposited before midnight if your application was completed AND the contract was returned signed before 2:30 PM (Mon-Fri).
If it’s not the case, you must count 24 business hours for the transfer.
Exceptions: when applications are sent in outside of regular business hours (weekends, evenings)
Apply for a personal credit HERE
Do you need to confirm my employment?
Only in certain cases, a confirmation of employment could be requested. This is done on a confidential basis and your employer will not be aware that this is a request for credit.
